各货币的IBKR基准利率是我们的借项、贷项、股票贷款及其它与利率有关的计算使用的参考利率。IBKR会使用国际公认的参考利率（如联邦基金利率等）、银行存款利率以及外国交易所和货币市场的动态银行间利率来计算IBKR参考基准利率。
有关IBKR参考基准利率的更多信息，请参见IBKR知识库文章。
有关IBKR参考基准利率所参照的各类外部参考利率的信息，请参见基准利率计算参考利率的说明。
| Currency | Description for Effective Date 20260729 | Rate | Effective Date | |
|---|---|---|---|---|
| USD | Reference Benchmark USD
|
3.63% |
20260729 |
|
| AED | Reference Benchmark AED
|
3.691% |
20260729 |
|
| AUD | Reference Benchmark AUD
|
4.378% |
20260729 |
|
| BGN | Reference Benchmark BGN
|
1.923% |
20260729 |
|
| BRL | Reference Benchmark BRL
|
14.15% |
20260729 |
|
| CAD | Reference Benchmark CAD
|
2.226% |
20260729 |
|
| CHF | Reference Benchmark CHF
|
(0.151)% |
20260729 |
|
| CNH | Reference Benchmark CNH
|
0.925% |
20260729 |
|
| CZK | Reference Benchmark CZK
|
3.487% |
20260729 |
|
| DKK | Reference Benchmark DKK
|
1.757% |
20260729 |
|
| EUR | Reference Benchmark EUR
|
2.243% |
20260729 |
|
| GBP | Reference Benchmark GBP
|
3.774% |
20260729 |
|
| HKD | Reference Benchmark HKD
|
2.353% |
20260729 |
|
| HUF | Reference Benchmark HUF
|
5.402% |
20260729 |
|
| ILS | Reference Benchmark ILS
|
2.5% |
20260729 |
|
| INR | Reference Benchmark INR
|
5.36% |
20260729 |
|
| JPY | Reference Benchmark JPY
|
0.853% |
20260729 |
|
| KRW | Reference Benchmark KRW
|
4.157% |
20260729 |
|
| MXN | Reference Benchmark MXN
|
6.763% |
20260729 |
|
| NOK | Reference Benchmark NOK
|
4.115% |
20260729 |
|
| NZD | Reference Benchmark NZD
|
2.283% |
20260729 |
|
| PLN | Reference Benchmark PLN
|
3.837% |
20260729 |
|
| RON | Reference Benchmark RON
|
5.587% |
20260729 |
|
| RUB | Reference Benchmark RUB
|
13.9% |
20260729 |
|
| SAR | Reference Benchmark SAR
|
4.12% |
20260729 |
|
| SEK | Reference Benchmark SEK
|
1.721% |
20260729 |
|
| SGD | Reference Benchmark SGD
|
1.055% |
20260729 |
|
| TRY | Reference Benchmark TRY
|
29.744% |
20260729 |
|
| ZAR | Reference Benchmark ZAR
|
6.49% |
20260729 |
|
| 上期基准利率 | ||||
IBKR在每日基础上累积计算利息并在每月结束后的下一个月的第三个工作日公布实际利息。要了解我们如何计算利息的详细例子，请打开本页上就保证金贷款余额“支付给您的利息”和“您被收取的利息”部分。
